Nintendo Switch Lite Review

Following several months of talks and speculation about the Nintendo Company releasing a new console having new hardware, the Nintendo Switch Lite was finally released. Though it was expected to be out by September, it was surprisingly revealed bringing out different responses from the gamers on all social platforms. People seem to be welcoming though the difference from the predecessor is quite distinct that it can’t go unnoticed. The general idea of it is that it's a smaller option that is budget-friendly. It is deprived of some features of the usual Nintendo Switch. It's planned to be out on September 20th, and in case it is worth waiting there is a Zacain and Zamazenta Editions that has the Legendary Pokémon from the famous Pokémon comics. 

 Take a look at the pros and cons as per general reactionscompared to the Nintendo Switch. On the better side, it has a sleeker design and the size is reduced due to a more compacted heat vent and cooling system alongside a new screen which is a 5.5-inch screen with a 720p resolution. It has an actual D-Pad, and it officially kills off the 3DS. It has a new processor allowing for about 30% more battery life. The biggest of all benefits is that it goes for $199 compared to the $299 for the Nintendo Switch. This is a slash of $100, which is pocket-friendly. 

On the other side, the new console does not have a docked mode. This basically removed the already installed innovation. Besides, the joy-cons do not detach as previously. The Lite version has no IR Camera or HD Rumble. Also, it has no updated specs making it basically similar to the Nintendo Switch. The size has also reduced, and the new version is just about the width of a standard Nintendo Switch minus one joy-con. The biggest con is the removal of one of the Nintendo Switch's key features. The Lite cannot switch seamlessly between handheld mode and being used as a dock on your television. There is currently no TV-out port, and there is no HDMI out or way to connect via USB-C.

Despite having many differences, the Lite comes in three bright colors, yellow, gray, and turquoise. For many of the Switch gamers, the ability to play in different configurations was a significant part of the device's appeal. Right down to the name of the system, the switching has been Nintendo's key marketing message. The Lite isn't a sequel to the Nintendo Switch; it's more of a lower-cost spin-off.

It is unknown whether this was a marketing strategy or a setback by the company, but the Switch Lite will be received controversially.  With talks of Nintendo Switch 2 coming up, it will be a big debate whether one should have a Nintendo Switch Lite or just wait for the second version of the full Switch.

Student Loan Crisis

        While big business people talk about the booming stock market in America, the graduates are yet to feel this effect. Graduates are struggling to grapple with paying colossal student loans that have been their lack of development in their personal life. Interms of cumulative growth of debts, federal student loans growth is the highest since the great depression.  

​With a cumulative growth rate of over 157% within the last decade, these loans outweigh the auto motor loan debt by 105% as the Bloomberg Global Data Analysis states (Bloomberg, 2018). Therefore, this leads to that the $1.4 Trillion is what the graduates owe in student loans. As such, this marks the said students second among loan repayment debts in America. This number does keep growing by the day.   

More pursuance of Higher education 

​As more students seek higher education, there is an unprecedented rate of the issues of loans for this purpose. John Hupalo, who is the CEO of Invite Education as well as an education financial planner, mentions that it is not just the increased cost of borrowing that affects students; it is also the cost of the education in this present day and age. With an account of 70% of default loans, it is student loans too that takes the cake.

With the rise of for-profit higher institutions of learning, the government needs to come in and assist the student who takes up loans for education of knowledge.  Making this possible requires priority in the hiring of these students the moment they complete their course. 

In summary, it is the federal government that should assist the said graduates to facilitate a drop in the rate of student loans upon the federal government. 

Reference

Bloomberg. (2018). America’s Student Loan Debt Crisis Is About to Get Much Worse. Retrieved ​from https://fortune.com/2018/10/17/student-loan-debt-crisis/

Stunned by huge Debts

How to Postpone a Foreclosure

I learned recently about how to postpone a foreclosure even further.

What many people may fail to realize is that most banks / lenders don't hold the original note.
Therefore if they don't hold this original document, how in the heck can they claim that you even signed anything in the first place that holds you liable for your foreclosure proceedings?

This tactic can buy homeowners tons of time and also investors more valuable negotiating power and time with Short Sales. If you don't know what a Short Sale is or how it is done, feel free to contact me about it.